LIVESTOCK INSURANCE IN KARNATAKA – A CRITICAL ANALYSIS

dc.contributor.advisorK.C. VEERANNA
dc.contributor.authorMANJUNATHA, N
dc.date.accessioned2023-12-22T11:29:54Z
dc.date.available2023-12-22T11:29:54Z
dc.date.issued2022
dc.description.abstractLivestock insurance is an important risk mitigation tool especially for the resource poor farmers. Present study was conducted in Karnataka to assess the status of livestock insurance, awareness and adoption level, constraints, and suggestions for livestock insurance. An exploratory research design was adopted. Sample respondents of 100 adopters, 100 non-adopters, 200 veterinarians, 100 bankers and 50 staff of insurance agency. About 3 per cent of the total livestock of the state was covered under insurance during 2020-21through schemes. Out of 4 revenue divisions highest LI was covered in Bengaluru division. Adopters had medium to high level of awareness on procedures in availing and settling of LI. Awareness through extension participation and contacts, and positive experiences were the major factors influencing adoption of LI. Compared to native cattle (6) and buffaloes (23) crossbred cattle (231) and graded buffaloes (36) were insured in high numbers. None of the LI adopters availed LI directly from insurance company. Milk unions (49) were the major source of LI across the study area followed by Department of Animal Husbandry and banks. Experience of farmers with respect to LI was very low and renewal was high in south Karnataka whereas, it was almost negligible in north Karnataka. Education, family income, extension contact have positive corelation while, family size has negative corelation with LI adoption. Non availability of LI round the year and to all livestock, high premium rates, lengthy and complex LI procedures, and delay in claim settlement were the major constraints to the farmers. Addressing the important constraints, awareness programs on LI in campaign mode, ease in LI procedures with use of android apps were the suggestions perceived as necessary for improving the status of LI adoption.
dc.identifier.urihttps://krishikosh.egranth.ac.in/handle/1/5810204211
dc.language.isoEnglish
dc.pages282
dc.publisherKARNATAKA VETERINARY, ANIMAL AND FISHERIES SCIENCES UNIVERSITY, BIDAR 585 401
dc.subVeterinary and Animal Husbandry Extension Education
dc.themeVeterinary and Animal Husbandry Extension Education
dc.these.typeM.V.Sc.
dc.titleLIVESTOCK INSURANCE IN KARNATAKA – A CRITICAL ANALYSIS
dc.typeThesis
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