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  • ThesisItemOpen Access
    MORPHOLOGICAL CHARACTERIZATION OF CITRUS ROOTSTOCKS
    (Punjab Agricultural University, Ludhiana, 2013) Harjeet Singh
    ABSTRACT The present investigation entitled “Morphological Characterization of Citrus Rootstocks” was carried out during 2012-2013 at New Orchard and College Orchard, Department of Fruit Science, PAU, Ludhiana. The research work was carried out on nine citrus rootstocks. Among them three rootstocks having different strains were Rough lemon (Citrus jambhiri), Trifoliate (Poncirus trifoliata) and Rangpur lime (Citrus limonia) and six individual other rootstocks viz., Cleopatra (Citrus reshni), Pectinifera (Citrus pectinifera), Alemow (Citrus macrophylla), Karna Khatta (Citrus karna), Calamondin (Citrus mitis) and Volkamarina (Citrus volkameriana). Their evaluation was done for characters as per citrus descriptor given by IPGRI. The qualitative trees, leaves, flowers and fruit characters showed little variability within a species. Most of the quantitative trees, leaves, flowers and fruit characters were found statistically significant for all rootstocks. Maximum fruit weight was recorded in Karna Khatta (710 g). Total soluble solids were observed maximum in Flying Dragon (12.10 oBrix) strain of trifoliate while minimum were recorded in Nagpur strain of rough lemon, (5.66 oBrix). The Sohmyndog strain of rough lemon had the highest acidity (5.37 per cent) while minimum was recorded for Flying Dragon strain of trifoliate, being 1.38 per cent. The Brazilian strain of Rangpur lime had the highest seed number (38.0). The X-639 strain of trifoliate, and Brazilian and Texas strains of Rangpur lime were scored as early maturing (October-November) while Trifoliate was scored as late maturing (February-March). Variability analysis was done and Brazilian was most diverse from other strains of rough lemon.
  • ThesisItemRestricted
    FINANCIAL LITERACY AND RETIREMENT PREPAREDNESS: A STUDY OF NON TEACHING STAFF OF PUNJAB AGRICULTURAL UNIVERSITY AND GURU ANGAD DEV VETERINARY AND ANIMAL SCIENCES UNIVERSITY
    (2013) Ramandeep Kaur
    In the present study the basic and advance financial literacy and retirement preparedness of the non teaching staff members of Punjab Agricultural University and Guru Angad Dev Veterinary and Animal Sciences University was analyzed. Primary data was collected from 180 respondents selected from 45 departments of PAU and GADVASU through pre- designed questionnaires. It was found that PAU and GADVASU non teaching staff was having poor basic and advanced financial literacy. No association was found between basic financial literacy or advance financial literacy with that of gender, age, designation and educational qualification. And it was also found that very few non teaching staff members had developed retirement plan and rest of the respondents were either finding difficulties in developing plan or had not at all thought of developing the retirement plan.
  • ThesisItemOpen Access
    Returns from stock investment: An application of multi-factor model
    (Punjab Agricultural University, Ludhiana, 2013) Khara, Pavneet
    The research project “Returns from stock investment : An application of multi-factor model” was undertaken with the objectives to study the relationship between stock returns and selected accounting based fundamental variables and to study the relationship between stock returns and selected market variables. For the purpose of achieving the objectives, the following factors were used in explanation of returns from stock investment, via stock beta, debt to equity ratio, book to market value ratio, size of company measured in terms of market capitalization, earnings to price ratio and sales to price ratio. The study was conducted for the period of 5 years ranging from April 2007 to March 2012. Data on the selected explanatory factors were used for all the stocks constituting the popular BSE Sensex index. Regression analysis and descriptive statistics were used to study the relationship between the stock returns and the identified explanatory variables. Regression results from enter method proved insignificant while that from stepwise method proved statistically significant. The best relationship was found between stock return with earnings to price and interest rate.