FINANCIAL LITERACY AND RETIREMENT PREPAREDNESS: A STUDY OF NON TEACHING STAFF OF PUNJAB AGRICULTURAL UNIVERSITY AND GURU ANGAD DEV VETERINARY AND ANIMAL SCIENCES UNIVERSITY
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2013
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Abstract
In the present study the basic and advance financial literacy and retirement preparedness of the non teaching staff members of Punjab Agricultural University and Guru Angad Dev Veterinary and Animal Sciences University was analyzed. Primary data was collected from 180 respondents selected from 45 departments of PAU and GADVASU through pre- designed questionnaires. It was found that PAU and GADVASU non teaching staff was having poor basic and advanced financial literacy. No association was found between basic financial literacy or advance financial literacy with that of gender, age, designation and educational qualification. And it was also found that very few non teaching staff members had developed retirement plan and rest of the respondents were either finding difficulties in developing plan or had not at all thought of developing the retirement plan.
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