ADEQUACY AND UTILIZATION OF CO-OPERATIVE CREDIT FOR SUGARCANE FARMS IN PUNE DISTRICT (MAHARASHTRA)
| dc.contributor.advisor | Naikawadi, D.J. | |
| dc.contributor.author | Patil, N.R. | |
| dc.date.accessioned | 2018-02-01T05:52:09Z | |
| dc.date.available | 2018-02-01T05:52:09Z | |
| dc.date.issued | 1998 | |
| dc.description.abstract | This study was undertaken with a view to a) Esti mate the per hectare cost of cultivation and short term credit requirements on Sugarcane Farms; b) Estimate the credit gap on sugarcane farms; c) Study the utilisation pattern of credit on sugarcane farms; d) Study the credit problems on sugarcane.In all 108 sugarcane cultivators were selected from Haveli tehsil of Pune District. The sample farmers were classified into three size groups of farms, i.e. small, medium and large for further analysis. The data of the study pertained to the reference year, 1995-96. In adsali sugarcane the per hectare cost A was Rs.43,507.16 and cost C was Rs.67,715.56. In suru Sugarcane cost A was Rs.33,643.17 and cost C was Rs.51,956.76. In ratoon sugarcane cost A was Rs. 21,468.09 and cost C was Rs.37,486.70. The per hectare credit gap for adsali sugarcane was Rs.l2,X57.16 and for suru Sugarcane it was Rs.6,143.17. The credit supplied for ratoon sugarcane was sufficient Out of the average per farm total amount of Rs. 18358.88, Primary Agriculture Co-operative Society contribut ed its maximum share of Rs.8,421.69, followed by commercial banks, Yeshwant Sahakari Sakhar Karkhana and Co-operative Bank for Agriculture and Rural Developments contributed to Rs.6,962.20, Rs.1,784.52 and Rs.1,190.47 respectively. Out of the total loan amount borrowed on per farm level cultivators highly preferred short term loan of Rs.9.513.86 followed by medium term loan with Rs.7,498.54 and long term loan with Rs. 1,346.49 respectively. Out of the total loan amount borrowed by cultiva tors on per farm level of Rs.18,358.87, cultivators utilised maximum amount of loan as crop loan, i.e. Rs.9,723.31, followed by purchase of tractor with Rs.6,274.98, establis hment of lift irrigation with Rs.1,310.96, for pipeline and land development with Rs.750.00, drilling of borewell with Rs.216.39 and purpose of electric motor with Rs. 83.33. The major problems faced by the cultivators in obtaining the loan were; inadequate amount of loan disbursed to them, the procedure for obtaining the loan was cumbersome and the time consuming; loan was not available at right time. The major suggestions given by the cultivators were; procedure formulated by the bank in obtaining the loan should be easy and simple; amount of loan should be dis bursed adequate and in time; Sundry expenses should be elimi nated; the rate of interest charged by the bank for the agricultural finance should be lowered down. | en_US |
| dc.identifier.uri | http://krishikosh.egranth.ac.in/handle/1/5810040189 | |
| dc.keywords | SUGARCANE | en_US |
| dc.language.iso | en | en_US |
| dc.pages | 136pp | en_US |
| dc.publisher | Mahatma Phule Krishi Vidyapeeth, Rahuri. | en_US |
| dc.sub | Agricultural Economics | en_US |
| dc.subject | null | en_US |
| dc.theme | Agricultural Economics | en_US |
| dc.these.type | M.Sc | en_US |
| dc.title | ADEQUACY AND UTILIZATION OF CO-OPERATIVE CREDIT FOR SUGARCANE FARMS IN PUNE DISTRICT (MAHARASHTRA) | en_US |
| dc.type | Thesis | en_US |