Women empowerment through microfinance in Dindigul district of Tamil Nadu – An economic analysis
| dc.contributor.advisor | L.B.Kunnal | |
| dc.contributor.author | Josily Samuel | |
| dc.date.accessioned | 2016-08-10T13:53:11Z | |
| dc.date.available | 2016-08-10T13:53:11Z | |
| dc.date.issued | 2006 | |
| dc.description.abstract | This study was undertaken to assess the empowerment of women through microfinance. The study was conducted in Kodaikanal taluk of Dindigul district. From the taluk, Six villages were selected based on highest number of SHGs. From each of the selected villages, five groups were selected based on income generating activity. And from each of the groups three members were selected. Thus a total of 90 members from 30 groups formed the sample size. To assess the impact of SHGs on the women empowerment paired t-test, impact index and multiple linear regression analysis were done. Findings of the study revealed that majority of the members were middle aged, married, educated from nuclear family belonging to backward class. The average amount of loan from SHG since inception was Rs.1972.20 per member and from bank was Rs.14,517 per member and savings per year was Rs.1,332.40 per member. The major factor motivating the members to joining SHG was NGOs intervention. About 93.34% of the groups belonged to model-I which were formed by NGOs and linked to banks. A number of income generating activities were undertaken by the SHGs. The percentage change in income (45.99%), investment (20.09%), assets (53.43%), consumption (25.85%), employment days (112.48%) and savings (264.70%) of the members after joining the SHG was calculated. The t-value calculated for the above were found to be significant and assets at 1% level. Investment, savings employment and assets were the major factors influencing the income level of the SHG members. The R² value was 0.84 which indicated that explanatory variables explained 84% of variation in income generation of the members. The gain index of social empowerment was 30.61 and economic empowerment was 39.09. Majority of members (84.44%) opined that banks/NGO made it easy to get loan collectively and SHGs charged lower interest rate with timely credit. | en_US |
| dc.identifier.uri | http://krishikosh.egranth.ac.in/handle/1/71897 | |
| dc.publisher | UAS, Dharwad | en_US |
| dc.sub | Agricultural Economics | |
| dc.these.type | M.Sc | |
| dc.title | Women empowerment through microfinance in Dindigul district of Tamil Nadu – An economic analysis | en_US |
| dc.type | Thesis | en_US |