Loading...
Thesis
Browse
2 results
Search Results
ThesisItem Open Access Study of Market Structure, Conduct and Performance of Vegetable Seed Business in Karnataka(University of Agricultural Science, Dharwad, 2016-09) Swamidas, Stephan Raj; Naik, A.D.The study was carried out with three purposes and those were market structure, conduct and performance. The vegetables selected for the study were; tomato, cabbage, green chilli and brinjal. Multistage sampling technique was adopted for this study. CGR was calculated using the secondary data from 2004-05 to 2014-15. Study confirms that Haveri district recorded the highest growth rate in green chilli and cabbage in the case of Belagavi district. Hassan district had the highest growth in production of tomato crop. In Kolar district, all the selected vegetable crops indicated a declining trend in area. Herfindah index was used to know the market concentration and it showed that market were moderate to high degree of concentration in all the four districts. Which suggest that it is very difficult for new firms to enter in the selected vegetable seeds market in the study area. All the companies actively conducted the promotional activates in all districts for three vegetables crops except for brinjal because the turnover with respect to brinjal crop was relatively low as compared to other three crops. To know the market performance, sixteen parameters were devised during the study that ranged from product display to distributors depth. Each company was ranked on 1 to 5 scales. A comparison on individual parameter was done and the overall performance of each of the company was calculated with help of a grid. Standardized index was used to know the major factors which influenced the farmers in purchasing decision of different vegetable seeds and the most important factors were market price at the time of planting and suitability of soil. Study also indicated that competition with other dealers, poor credit recovery from farmers and competition from product development personnel were the major constraints with respect to dealers, nurserymen and distributors in vegetable seed distribution.ThesisItem Open Access Performance and Impact of Regional Rural Banks – a Case Study of Karnataka Vikas Grameena Bank in Karnataka(University of Agricultural Science, Dharwad, 2016-09) Srikanth H.S.; Karnool, N.N.In recent years, several changes have taken place in the structure and operation of the Regional Rural Banks in the wake of financial sector reforms in India and various measures have been taken by the Government to improve the commercial viability of RRBs. With this background, an attempt was made during 2013-14 to evaluate the performance of Karnataka Vikas Grameena Bank. It is having head office in Dharwad and operations in nine districts of Karnataka. A multistage random sampling procedure was adopted to select the required samples. Primary data was collected from bank beneficiaries and bank officials. Secondary data were collected from KVG Bank. Study period was from 2005-06 to 2013-14. Results depicted that the current ratio was more than one in study period which indicated that the bank had maintained a reasonable level of liquidity. Substantial annual growth of 9.51 per cent in deposit accounts and 6.68 per cent in advance accounts were noticed. Profitability ratio was found to be positive in all the periods. It was due to lower burden ratio (1.05 %) compared to spread ratio (2.67 %). The pattern of credit flow to beneficiaries remained unchanged as indicated by significant Kendall’s co-efficient (0.77). Gini ratio (0.22) indicated a lower inequality in credit distribution among beneficiaries. KVG bank achieved break-even volume of business and was operating above the norms of capital adequacy. PCA revealed that deposit amount, average business amount per branch and total business were important variables influencing the performance. Discriminant function indicated that higher level of education and income level tended to increase the willful defaulters. Income and employment of beneficiaries increased after the bank finance by 22 to 89 per cent and 28 to 67 per cent respectively. The KVG Bank has been performing well in both quantitative and qualitative aspects.
