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20113
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Subject: Financial Management × End date: 2011 × Start date: 2011 × Thesis Type: M.Sc ×
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    A STUDY OF RELATIVE PERFORMANCE OF SCHEDULED COMMERCIAL BANKS IN INDIA
    (Punjab Agricultural University, Ludhiana, 2011) Aggarwal, Shifali
    The present study was undertaken to measure and compare the relative efficiencies of selected Scheduled Commercial Banks (SCBs) in India. Main objectives of the study were to compute the relative efficiencies of selected SCBs and to identify the benchmarks for the inefficient Decision Making Units (DMUs) using Data Envelopment Analysis (DEA). Set considered for analysis consisted of eight Public Sector Banks and four Private Sector Banks with period of analysis covering 16 years from 1995-2010. Results indicate that State Bank of India, Oriental Bank of Commerce, HDFC Bank, ICICI Bank, Indusind Bank and Jammu & Kashmir Bank were found to be efficient throughout the period of analysis and Allahabad Bank and Union Bank of India were found to be inefficient during the period of analysis. Malmquist TFP index was used to measure productivity change and to decompose this productivity change into technical change and technical efficiency change. Upward shifts of total factor productivity on account of technology change was witnessed in the year 2002 and 2009 with the growth rate 13.2% and 12.8% respectively. Changes in productivity in these years can be explained on account of use of information technology in the banking sector.
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    Adoption of Health Insurance: A Study of Rural And Urban Population of Ludhiana District
    (Punjab Agricultural University, Ludhiana, 2011) Manisha Kansal
    This study entitled “Adoption of health insurance: A study of rural and urban population of Ludhiana district”, aimed to examine awareness and preferences of individuals regarding health insurance .The study also aimed to explore the factors and constraints in the adoption of health insurance in both rural and urban population of Ludhiana District. Survey method was employed for fulfilling the objectives of the study. A pre structured non-disguised questionnaire was administered to 60 individuals in urban areas and 60 individuals in urban areas thus making a total sample size of 120. Both type of individuals whether they have already taken health insurance or not were included in the study. Analysis was done using appropriate statistical tools like mean score, Z-test, t-test ANOVA etc. The results revealed that majority of the respondents in both rural and urban areas were moderately aware regarding various aspects of health insurance. Majority of the rural respondents preferred individual health insurance cover where as majority of urban respondents preferred family floater health cover. Majority of the respondents of both rural and urban areas preferred cashless facility of claim settlement to reimbursement plan and preferred government companies for taking health insurance to private companies. The major factor influencing adoption of health insurance on over all basis came out to be’ Increasing health care costs’ whereas major constraint on over all basis came out to be’ Lack of awareness due to low level of education’.
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    Performance of Trading Strategies Using Implied Volatility: A Study of S&P CNX Nifty
    (Punjab Agricultural University, 2011) Anupriya Mongia
    The present study “Performance Of Trading Strategies Using Implied Volatility: A Study Of S&P CNX Nifty” is an attempt to examine the profitability of moving average strategies with different durations and band widths using VIX which is an index reflecting Indian stock market volatility. In order to achieve the objectives, 3-year historical data is taken & trading strategies developed with 21 day, 42 day, 63 day, 100 day and 150 day moving average durations & Bollinger bands of 1σ, 2σ, 2% and 5%. It was found that there is no significant difference in returns at 5 percent level of significance between different MA strategies; however most of them give better returns than buy hold strategy. In case of different band widths, using ANOVA no significant difference is found in the various groups of different duration strategies except