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Assam Agricultural University, Jorhat

Assam Agricultural University is the first institution of its kind in the whole of North-Eastern Region of India. The main goal of this institution is to produce globally competitive human resources in farm sectorand to carry out research in both conventional and frontier areas for production optimization as well as to disseminate the generated technologies as public good for benefitting the food growers/produces and traders involved in the sector while emphasizing on sustainability, equity and overall food security at household level. Genesis of AAU - The embryo of the agricultural research in the state of Assam was formed as early as 1897 with the establishment of the Upper Shillong Experimental Farm (now in Meghalaya) just after about a decade of creation of the agricultural department in 1882. However, the seeds of agricultural research in today’s Assam were sown in the dawn of the twentieth century with the establishment of two Rice Experimental Stations, one at Karimganj in Barak valley in 1913 and the other at Titabor in Brahmaputra valley in 1923. Subsequent to these research stations, a number of research stations were established to conduct research on important crops, more specifically, jute, pulses, oilseeds etc. The Assam Agricultural University was established on April 1, 1969 under The Assam Agricultural University Act, 1968’ with the mandate of imparting farm education, conduct research in agriculture and allied sciences and to effectively disseminate technologies so generated. Before establishment of the University, there were altogether 17 research schemes/projects in the state under the Department of Agriculture. By July 1973, all the research projects and 10 experimental farms were transferred by the Government of Assam to the AAU which already inherited the College of Agriculture and its farm at Barbheta, Jorhat and College of Veterinary Sciences at Khanapara, Guwahati. Subsequently, College of Community Science at Jorhat (1969), College of Fisheries at Raha (1988), Biswanath College of Agriculture at Biswanath Chariali (1988) and Lakhimpur College of Veterinary Science at Joyhing, North Lakhimpur (1988) were established. Presently, the University has three more colleges under its jurisdiction, viz., Sarat Chandra Singha College of Agriculture, Chapar, College of Horticulture, Nalbari & College of Sericulture, Titabar. Similarly, few more regional research stations at Shillongani, Diphu, Gossaigaon, Lakhimpur; and commodity research stations at Kahikuchi, Buralikson, Tinsukia, Kharua, Burnihat and Mandira were added to generate location and crop specific agricultural production packages.

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Subject: Agricultural Economics × Author: Deka, Pallavi × End date: 2018 × Start date: 2018 × Type: Thesis ×
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    ThesisItemOpen Access
    AN ASSESSMENT OF PRIORITY SECTOR LENDING IN JORHAT DISTRICT OF ASSAM
    (AAU, Jorhat, 2018-01) Deka, Pallavi; Deka, Nivedita
    In a developing economy some sectors of society need special and priority attention as they are starved for capital. The Reserve Bank of India has clearly specified the sectors that are termed the priority sectors. The lending that is done to them is referred to as Priority Sector Lending (PSL). The philosophy behind the adoption of priority sector lending is mainly intended to bridge the lacuna of credit influx which was hitherto not timely and adequately dispensed. The sectors may be agriculture and allied activities, micro and small enterprises, non conventional, other low income groups and weaker sections. This is essentially meant for an all round development of the economy as opposed to focusing only on the financial sector. As regards credit, in most of the cases, it was not in adequate quantity as also not received in time when it was needed. Under these circumstances there is strong justification to study the status of Priority Sector Lending with the specific objectives viz., 1) Study the financial management practices of farmers and financial institutions under Priority Sector Lending, 2) Derive optimal solution of short term loan use to maximize net farm return in the existing financial environment and 3) Suggest alternative rural credit sources to different category of farmers for promoting financial inclusion under Priority Sector Lending. The study was designed to carry out in the selected areas of Jorhat District. The study was based on both primary and secondary data. Primary source were the farmer borrowers and the bankers. The secondary sources were the District lead bank, Reserve Bank of India and NABARD (National Bank for Agriculture and Rural Development) publications and other relevant publications. The primary data were collected with the help of pre-tested schedule and questionnaire through personal interview. The study found that the farmers adopted few strategies to manage their financial positions whereas financial institutions like banks focuses on credit risk management as a financial management practices and adopted numbers of strategies to mitigate those risks of return. The study also developed an optimal plan for short term loan use for the study area. Based on the problems cited by the farmers in accessing in rural credit and sources of credit, an alternative rural credit source was proposed in logical way.