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Chaudhary Charan Singh Haryana Agricultural University, Hisar

Chaudhary Charan Singh Haryana Agricultural University popularly known as HAU, is one of Asia's biggest agricultural universities, located at Hisar in the Indian state of Haryana. It is named after India's seventh Prime Minister, Chaudhary Charan Singh. It is a leader in agricultural research in India and contributed significantly to Green Revolution and White Revolution in India in the 1960s and 70s. It has a very large campus and has several research centres throughout the state. It won the Indian Council of Agricultural Research's Award for the Best Institute in 1997. HAU was initially a campus of Punjab Agricultural University, Ludhiana. After the formation of Haryana in 1966, it became an autonomous institution on February 2, 1970 through a Presidential Ordinance, later ratified as Haryana and Punjab Agricultural Universities Act, 1970, passed by the Lok Sabha on March 29, 1970. A. L. Fletcher, the first Vice-Chancellor of the university, was instrumental in its initial growth.

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Subject: Sociology × Author: Subhash Chander × End date: 2019 × Start date: 2011 × Thesis Type: Ph.D ×
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    ThesisItemOpen Access
    Problem of debt among farmers of rural Haryana – A Sociological Analysis
    (CCSHAU, 2012) Subhash Chander; Vermani, Savita
    Rural indebtedness has deep roots in the country. The incidence of indebtedness is the highest in Andhra Pradesh (82.00%) followed by Tamil Nadu (74.50%), Punjab (65.40%), Kerala (64.40%), Karnataka (61.60%) and Maharashtra (54.80%). The state of Haryana has reported indebtedness among the farmers to the extent of 50 to 53 per cent. The highest per farmer debt is reported from Punjab (Rs. 41576) followed by Kerala (Rs. 33907), Haryana (Rs. 26007). In the last two decades,the suicide rate in the country has notably increased from 7.9 to 11.5 per 0.10 million attributed to suicidescommitted particularly by the farmer community in the country. Therefore, comprehensive study was conducted in Haryana with following specific objectives: (I). To assess the nature, extent and sources of debt among rural farmers. (II). To know the causes of debtedness, utilization and payment pattern of debt of farmers alongwith factors affecting. (III). To examine the socioeconomic and cultural problems faced by farmers during pre and post debted situation and their repercussions on farming family. (IV).To analyse the implication of loan waiving scheme on socio-economic status of farming family. The sample of 400 debted respondents were selected from eight villages of two districts i.e. Karnal and Bhiwani through systematic random sampling techniques. Data were collected through Interview Schedule and analysed with suitable statistical techniques. Respondents have taken loans for productive and unproductive purposes. On an average loan of Rs, 65542.00 was taken by respondents as an institutional loan. Kisan credit card was also used by 54.50% of the respondents in both regions. Borrowing of non institutional loan was found most common among the respondents, as 72.75% respondents have taken loan from non-institutional sources. Maximum number of respondents (39.20%) have taken loan fromtraders and agents and 30.20% from landlords. Rest 17.20% and 9.60% have taken loan from moneylenders and relatives. On an average loan of Rs. 105772.00 was taken by respondents from non-institutional sources. Maximum average amount of loan taken by respondents was higher from non institutional sources than institutional sources. Respondents were found repaying high amount of interest rate on the loan taken from non-institutional sources. Factors like age, occupation, size of land holdings, size of family, educational level and mass-media exposure were found significantly associated with the rate of interest charged for non-institutional loan. Repayment pattern of noninstitutional loan was found irregular. Multiple factors were found associated with the pattern of institutional and non-institutional amount of loan taken by respondents. Two-third of the respondents (66.75%) could not repay the loan due to repayment of previous loan followed by 56.25% due to crop failure, 53.50% due to high expenses on social ceremonies and 51.25% due to low income. Likewise, nearly half of the respondents (49.75%) were not repaying the loan due to large size of family, due to adverse climatic conditions, lack of irrigation facility (48.50%) and high cost of inputs of crop (47.50%) etc. Although respondents were found burdened because of outstanding loan in spite of that they perceived the loanas fruitful. More than half of the respondents (50.75%) utilized the loan for the purpose for which they have taken the loan and rest 49.25% diverted the loan for unproductive purposes. Respondents were also found facing manysocio-economic and psychological problems due to outstanding loan.