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Chaudhary Charan Singh Haryana Agricultural University, Hisar

Chaudhary Charan Singh Haryana Agricultural University popularly known as HAU, is one of Asia's biggest agricultural universities, located at Hisar in the Indian state of Haryana. It is named after India's seventh Prime Minister, Chaudhary Charan Singh. It is a leader in agricultural research in India and contributed significantly to Green Revolution and White Revolution in India in the 1960s and 70s. It has a very large campus and has several research centres throughout the state. It won the Indian Council of Agricultural Research's Award for the Best Institute in 1997. HAU was initially a campus of Punjab Agricultural University, Ludhiana. After the formation of Haryana in 1966, it became an autonomous institution on February 2, 1970 through a Presidential Ordinance, later ratified as Haryana and Punjab Agricultural Universities Act, 1970, passed by the Lok Sabha on March 29, 1970. A. L. Fletcher, the first Vice-Chancellor of the university, was instrumental in its initial growth.

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Subject: Agricultural Economics × Author: Nand Kishore × End date: 2009 × Start date: 2008 × Type: Thesis × Thesis Type: M.Sc ×
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    ThesisItemOpen Access
    Performance of haryana gramin bank in agricultural financing
    (CCSHAU, 2009) Nand Kishore; Dalvir Singh
    The study was conducted on Haryana Gramin Bank. With its new name from the year 2005 while earlier, known as Haryana Kshetriya Gramin Bank, H.O. Bhiwani, Hisar-Sirsa Kshetriya Gramin Bank, H.O. Hisar and Ambala Kurushetra Gramin Bank, H.O. Ambala City. They were set up with the objectives to take the banking to rural masses particularly unbanked rural areas to make available institutional credit to weaker sections of the society, to mobilize rural saving and channelise them for supporting productive activities in the rural areas. The study “Performance of Haryana Gramin Bank in Agricultural Finance, Haryana” pertains to the agricultural finance in Hisar and Ambala districts. The study was planned with the three objectives: i) To study the performance in terms of deposit mobilization, loan advances, recovery and overdues over the period of last 15 years. ii) To examine the borrowing pattern and extent of loan diversion. iii) To assess the gap between the demand and existing credit supply. To accomplish the objectives, one branch from each district was selected. Out of 22 branches in Hisar district, Neoli Kalan branch was selected randomly. Similarly, out of 9 branches in Ambala district, Patvi branch was selected for the collection of primary as well as secondary data. 60 farmers were selected from each branch. In all, data were collected from 120 respondents from two branches of the bank. From Neoli Kalan branch (Hisar), Out of total crop loan farmers were received 91.79 percent of amount demanded and diverted 9.20 percent of amount advanced. In case of livestock loan farmers received 83.03 percent of loan demanded and diversion of 7.78 percent. Out of total FI and tractor loan farmers got 83.44 percent and diverted 3.36 percent of money advanced. From Patvi branch (Ambala), out of total crop loan farmers received 89.06 percent of money demanded and diverted 8.67 percent of amount demanded. In livestock loan, farmers got 87.50 percent and diverted 7.88 percent. In FI and tractor loan, farmers received 84.46 percent of money demanded and diverted 3.37 percent. So it is clear from the study that there is a need to advanced more credit to the farmers.