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Anand Agricultural University, Anand

Anand Agricultural University (AAU) was established in 2004 at Anand with the support of the Government of Gujarat, Act No.(Guj 5 of 2004) dated April 29, 2004. Caved out of the erstwhile Gujarat Agricultural University (GAU), the dream institution of Sardar Vallabhbhai Patel and Dr. K. M. Munshi, the AAU was set up to provide support to the farming community in three facets namely education, research and extension activities in Agriculture, Horticulture Engineering, product Processing and Home Science. At present there seven Colleges, seventeen Research Centers and six Extension Education Institute working in nine districts of Gujarat namely Ahmedabad, Anand, Dahod, Kheda, Panchmahal, Vadodara, Mahisagar, Botad and Chhotaudepur AAU's activities have expanded to span newer commodity sectors such as soil health card, bio-diesel, medicinal plants apart from the mandatory ones like rice, maize, tobacco, vegetable crops, fruit crops, forage crops, animal breeding, nutrition and dairy products etc. the core of AAU's operating philosophy however, continues to create the partnership between the rural people and committed academic as the basic for sustainable rural development. In pursuing its various programmes AAU's overall mission is to promote sustainable growth and economic independence in rural society. AAU aims to do this through education, research and extension education. Thus, AAU works towards the empowerment of the farmers.

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1997 - 19983
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Subject: Agricultural Economics × End date: 1999 × Start date: 1997 × Type: Thesis ×
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Now showing 1 - 3 of 3
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    ThesisItemOpen Access
    A STUDY ON THE FUNCTIONING OF KUTCH GRAMIN BANK-GUJARAT STATE
    (AAU, Anand, 1997) SUTARIA, VINOD BHAGVANBHAI; Desai, M. M.
    A study was made to review the progress, functioning and assess the problems of. Kutch Gramin Bank (KGB). Three talukas, nine branches and 108 beneficiaries were randomly selected. Dena Bank is the lead bank for the district . Within eight years of establishment of the bank it had 41 branches (highest among other regional rural banks) and surpassed other banks in growth rate , deposits and advances. Financing under agriculture and allied schemes was studied. Out of 103 beneficiaries selected, 35 were marginal farmers, 37 were small farmers and 36 were "others" Borrowings for bullock-carts/bullocks were 18, for crops 17, for digging/ repairing wells 14, for buffaloes 11, for electric motors 9, for water tanks/pipelines 8, for cows, sheep and goats 6, for fishing 5 and one was for gobar gas plant . Time required for sanctioning loans was also studied. Beneficiaries gave different seasons for prefering KBB. Most branch managers contracted opined to have 3 to 8 villages , 3 opined to have 1000 accounts, and 6 opined to have 6,000 to 10,000 population per branch. Timely disbursement, supervision, lending in instalment and letiding in kind were the suggestions for improvement in working. Linking of credit v/ith marketing, timely approach for recovery and support of other government agencies were main suggestions for recovery of loans. Lack of roads/transportation, illiteracy and lack of knowledge were main constrains of the GMstomers. Agricultural graduates/ any graduate for branch managers and any graduate as field supervisifor were the suggestions for appointment. Salaries offered were opined as low, should be at par with nationalised banks were opinion of the branch managers. It was opined to have only one conttolling authority,staff should stay at the places of service and security in branch for vehicles and for cash Branch, managers suggested to provide lending to nontarget group at higher interest rates and banks to take up other banking functions.
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    ThesisItemOpen Access
    A STUDY ON UTILIZATION, OVERDUES AND FINANCING ASPECTS OF AGRICULTURAL CREDIT OF A NATIONALISED BANK IN ANAND DISTRICT
    (AAU, Anand, 1998) Bhatt, Jigar J.; Bhatt, B. D.
    The present study was carried out in the Anand district of Gujarat state with the objectives to study the extent of Bank finance utilization, sources of funds for recovery of loans, overdues, position and its reasons, and financing aspects under agricultural schemes of Bank of Baroda (BOB). A sample of 120 borrowers were selected from the two branches, i.e. Amul Dairy branch (Anand) and Borsad Branch (Borsad) of Bank of Baroda (BOB). The number of borrowers selected for the study were 60, consisted of 20 small, 20 medium and 20 large farmers from each branch of BOB. Regression analysis, simple average and percentage were used as analytical tools. The average loan per borrower came to Rs. 55.48 and Rs. 62.34 thousand from Amul Dairy branch and Borsad branchy respectively. On an average,about 85 to 86 per cent of total available credit was utilized for productive purpose by selected borrowers of the both the branch of BOB. Agricultural loans were provided for different purpose, among them, most of the borrowers had taken crop loan followed by tractor loan and buffalo loan from both the branches of BOB. Majority of repayment of loans were made by sale of farm produce. About 42.25 and 39.44 per cent of total repayers of Amul Dairy and Borsad branch respectively, repaid their loans by selling farm produce. Percentage of overdues to demand was maximum in small farmers,followed by medium and large farmers in case of Amul Dairy branch, while in case of Borsad branch it was also maximum in small farmers but minimum in medium farmers. The average amount of overdues per defaulter for Amul Dairy and Borsad branch borrower were Rs. 39.47 and Rs. 45.10 thousand respectively. Regression analysis for the factors affecting the overdues, indicated that the size of holding had negative relationship and unproductive use of loan per borrower had positive relationship with amount of overdues. Further, it was revealed by the analysis that the size of holding and unproductive use of loan per borrower are the main cause for the overdues in case of selected borrowers. In case of Amul Dairy branch, the recovery percentage was very less under I.R.D.P. scheme and the highest under indirect Agril. loan during 1996-97. While in case of Borsad Branch, Recovery percentage under I.R.D.P. scheme was higher as compare to Amul Dairy branch but minimum among different schemes. The cent percent recovery was found in indirect agricultural loan in both the branches of BOB. Percentage of achievement was more than cent percent in both the branches.
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    ThesisItemOpen Access
    BANANA IN KHEDA DISTRICT OF MIDDLE GUJARAT
    (AAU, Anand, 1998) Brahmbhatt, Nachiketa B.; Patel, G. N.
    The present investigation was undertaken to study the cost of production and some marketing aspects of banana crop in Kheda district of Middle Gujarat. Kheda district was purposively selected for the present study where banana is grown extensively. Further, Borsad and Anand talukas of Kheda district were considered for the present investigation on the basis of their share to banana area in the district. Then, 10 banana growing villages comprising of six from Borsad taluka and four from Anand taluka were randomly selected with the help of two stage stratified random sampling design. Ten banana growers from each of selected villages were randomly chosen in proportion to the number of farmers in different farm sizes viz., 51 small (below 2 hectares), 33 medium (2 to 3 hectares) and 16 large (above 3 hectares) farms. In all, 100 banana growers were selected for detailed study. The study covered the agricultural year 1996-97 and the data were collected by survey method. Banana occupied 77.37 per cent of the total gross cropped area on sample farms. Basarai and Robusta were the most popular varieties among the growers. About 94 per cent of the net sown area was under irrigation on seunple farms. Per hectare use of human labour was 225.56 man-days on sample farms which ranged from 235 man-days on large sized farms to 219 man-days on medium sized farms. Use of manures and fertilizers increased with the increase in size of farms. Use of nitrogen, phosphorus and potash was 1199.3, 659.1 and 509.3 kgs, as against the recommended dose of 850, 425 and 850 kgs, respectively for banana production. Average cost per hectare was Rs. 70270.4 and it was highest (Rs, 73422.9) on large farms and lowest (Rs. 66535.4) on small farms. Further, the break-up of total cost on sample farms indicated that manures and fertilizers accounted for the highest share (31.95 per cent), followed by rental value of own land (25.39 per cent), human labour (11.96 per cent) and irrigation (10.05 per cent). Cost A was about 70 per cent of the total cost oa the sample banana farms. The average yield per hectare was 288.75 quintals and it ranged from 291.47 quintals on medium farms to 283.53 quintals on small farms. The average harvest price per quintal was Rs. 371 which ranged from Rs. 377 on medium sized farms to Rs. 356 on small sized farms. The gross-income per hectare was Rs. 1,07,097.37 on sample farms. On an average, banana growers realised net income of Rs. 36827 from one hectare of banana cultivation. It varied from Rs. 34401.3 on small farms to Rs. 39626.7 on medium farms. On an average, the cost per quintal on the basis of cost-C was Rs. 243.36 and it increased with the increase in size of farm. The input-output ratio was 1.52. Further, farm business income and family labour income was Rs. 57747.37 and Rs. 39561.6 respectively on sample banana farms. The production elasticities of area (X1) and cost of suckers (X4) showed significant and positive impact on the production of banana crop on all categories of farms (except large farms, where area (X1) has negative impact on the production). The function showed good fitness as revealed from higher value of R2 (ranging from 0.7479 to 0.9745). About 98 per cent of the total banana production was marketed by the farmers. Further, the maximum (51.25 per cent) disposal of surplus banana was in the month of August and September and minimum (17 per cent) in the month of November. The study reveals that in the absence of any farmers' co-operative society in the study area, banana was sold through commission agent to the up-country traders at a very high discount (cash) rate. Further, about 69 per cent growers got their pajonents after one to two weeks. Among the different months, higher price was observed in the month of August (Rs. 482 per quintal) and lower in the month of November (Rs. 287 per quintal). Banana growers incurred Rs. 27.95 per quintal as marketing cost for marketing of their produce. Out of which major share of Rs. 20 (70.13 per cent) was accounted for by commission agent, followed by excess weight (20 per cent). Majority of banana growers realised the absence of banana growers' association, and market intelligence. They also had a problem of high commission charges and marketing cost for selling their produce. Further, they were largely dependent on 'dalals' or commission agent for disposal of their produce.