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Subject: Family Resource Management × Author: J. M. SARASWATHI × End date: 2018 × Start date: 2010 ×
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    ThesisItemOpen Access
    IMPACT OF STHREE SHAKTHI PROGRAMME ON WOMEN IN DHARWAD AND TUMKUR DISTRICTS
    (University of Agricultural Sciences Dharwad, 2015-06) J. M. SARASWATHI; Dr. P. R. SUAMNGALA
    The present study was conducted during the year 2013-14. The exploratory research design was used. A multistage sampling procedure with purposive sampling technique was adopted. Two districts namely Dharwad and Tumkur from Northern and Southern Karnataka were selected as sample areas respectively. Totally, sixteen villages and 30 Sthree Shakthi Groups were selected. From each Sthree Shakthi Group 10 members were selected as sample and 50 Non- Sthree Shakthi Group families were also selected as control group. Thus, the total sample comprised of 350. The study has made an effort to delineate the impact of Sthree Shakthi programme on members by assessing the Family Quality Index (FQI) and comparing it with Non- Sthree Shakthi Group family members. The findings of the study are the contributing data for the implementing agency for further improvement of Sthree Shakthi Groups. Greater percentage of groups were categorized as good in case of Dharwad and very good in Tumkur districts but the percentage of excellent groups in both the districts was found to be less. Irrespective of districts, higher percentage of Sthree Shakthi Group members’ families were found to be in the moderate category than poor and high family quality index categories. On contrary, among Non-SSG families poor family quality index category families took upper hand than moderate and high family quality index groups. The benefit cost ratio of rope making activity was identified as activity with highest benefit cost ratio followed by dairy farming with cow and buffalo. These activities could be adopted by the Sthree Shakthi Group members as a source of sustainable economic activities. Dharwad and Tumkur both the districts possessed the strengths namely higher literate members, co-operative and cohesiveness in the groups, sharing of responsibilities, unanimous decision making, maintenance of records by the groups, conducting meeting without external support, good rapport with funding agencies (bank), lending loan for income generation activities, regularity in compulsory savings and loan recovery and participation in group activities. None of the SSGs from both at Dharwad and Tumkur faced weaknesses. Regarding efficient utilization of opportunities such as ‘A’ grade by the bank, getting financial assistance and trainings by the implementing agency i.e. Department of W&CD and establishment of linkages with banks were the opportunities utilized /availed by all the selected SSGs from both the selected districts. With respect to group threats, none of the SSG form both the districts were exposed to any kind of threats (except one) mentioned under the study. However, limited opportunities for linking with other funding agencies because of restriction by the implementing agencies was faced by cent percent of groups from both the study areas.