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2006 - 200912010 - 20111
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Subject: Agricultural Economics × Author: Josily Samuel ×
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    ThesisItemOpen Access
    Women empowerment through microfinance in Dindigul district of Tamil Nadu – An economic analysis
    (UAS, Dharwad, 2006) Josily Samuel; L.B.Kunnal
    This study was undertaken to assess the empowerment of women through microfinance. The study was conducted in Kodaikanal taluk of Dindigul district. From the taluk, Six villages were selected based on highest number of SHGs. From each of the selected villages, five groups were selected based on income generating activity. And from each of the groups three members were selected. Thus a total of 90 members from 30 groups formed the sample size. To assess the impact of SHGs on the women empowerment paired t-test, impact index and multiple linear regression analysis were done. Findings of the study revealed that majority of the members were middle aged, married, educated from nuclear family belonging to backward class. The average amount of loan from SHG since inception was Rs.1972.20 per member and from bank was Rs.14,517 per member and savings per year was Rs.1,332.40 per member. The major factor motivating the members to joining SHG was NGOs intervention. About 93.34% of the groups belonged to model-I which were formed by NGOs and linked to banks. A number of income generating activities were undertaken by the SHGs. The percentage change in income (45.99%), investment (20.09%), assets (53.43%), consumption (25.85%), employment days (112.48%) and savings (264.70%) of the members after joining the SHG was calculated. The t-value calculated for the above were found to be significant and assets at 1% level. Investment, savings employment and assets were the major factors influencing the income level of the SHG members. The R² value was 0.84 which indicated that explanatory variables explained 84% of variation in income generation of the members. The gain index of social empowerment was 30.61 and economic empowerment was 39.09. Majority of members (84.44%) opined that banks/NGO made it easy to get loan collectively and SHGs charged lower interest rate with timely credit.
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    ThesisItemOpen Access
    Impact of Wto on the Production and Export of Indian Cotton - An Econometric Analysis
    (UAS Dharwad, 2011) Josily Samuel; H. Basavaraja
    The present study aims at analyzing impact of WTO on cotton production and export in India. The study estimated the growth rates and instability in area, production and productivity of cotton. The impact of WTO on the direction of exports, factors affecting the export and constraints involved in the exports were also examined. The time series data on production, area yield and exports were collected for a period from 1985-86 to 2008-09. The study period was divided into pre-WTO period (1985-86 to 1994-95) and post-WTO period (1995-96 to 2008-09). The study revealed that during the post-WTO period there was positive growth in the area, production of cotton. The districtwise analysis in Karnataka showed that only Gulbarga district recorded positive growth in area, production and productivity of cotton. The change in the mean yield was the main contributor to the change in the average production of cotton in the country and Maharashtra was the highest contributor. The yield variance was the major source of change. In case of Karnataka, the change in mean area was the major contributor wherein Bellary and Raichur contributed significantly. The exports of cotton showed significant increase in all staple wise exports during the post-WTO period. Among the different staple lengths of cotton exported the major share was from the long and extra long staple (49%). The destination wise exports revealed that during the pre-WTO period the highest share of exports from India was to Japan. But during the post-WTO period Japan, UK and Germany showed negative growth in quantity of cotton exports from India. The quantity of exports witnessed higher instability of 133.62 per cent. During the post- WTO period China was the major importer (45.86%) followed by Pakistan (13.50%) and Japan, China, Pakistan Thailand were the stable markets of Indian cotton. The export demand for cotton was found to increase with domestic production. Poor awareness among the farmers especially with respect to packing material and the presence of high trash/contamination in cotton were the major constraints identified.