L. ManjunathPavitra C. H.2016-11-232016-11-232013http://krishikosh.egranth.ac.in/handle/1/87282The present study was conducted in the year 2012-13 in Belgaum district of Karnataka state with a sample size of one hundred and twenty beneficiaries of Yashaswini Co-operative Farmers Health Scheme. The data was collected with the help of structured interview schedule. Majority of the farmers (41.66%) belonged to old age group and (40.83%) belonged to middle age. There was significant difference in the education of the farmers. More number of farmers belong to nuclear type of family (72.50%) and medium family size (46.66%), high farming experience (50.83%),small (2.6 to 5 acres) land holding (27.50%),low annual income group (31.66%),medium mass media exposure (45.83%) high organizational participation (41.66%). The overall awareness and perceived usefulness level of the beneficiaries was high i.e., 44.16 per cent and 66.66 per cent respectively. Most of them are undergone the direct benefits like eye operation, stomach ulcers, hernia, caesarean and uterus operation with 5,000 to 10,000 financial assistance. Age, education, family size, farming experience, mass media exposure, organizational participation showed positively and significantly associated with awareness level of beneficiaries of YCFHS. Age, education, family size, farming experience, organizational participation showed positively and significantly associated with perceived usefulness of the YCFHS. The prime constraints perceived by farmers were the card is valid only one year, remote areas clients have to travel long distance to reach the network hospitals, upper age limit is only 75 years. Further, suggestions offered were scheme should be any farmers, more number of hospitals should be included, card for 5 to 10 years validity period is better and there should not be any upper age limit.Thesis