KRISHAN KUMARSHUBHAM2020-11-302020-11-302020-11https://krishikosh.egranth.ac.in/handle/1/5810156019ABSTRACT The present research was conducted to study the saving and investment pattern of people of Solan town in Solan District (Himachal Pradesh). The objectives of the study were to know awareness level of respondents regarding different saving/investment options and to know factors responsible for selection of different saving and investment options and most preferred amongst them. The primary data was collected with the help of a questionnaire and secondary data was collected from websites, project reports and published papers etc. It was found in the study that most of the respondents were young and well educated. The study further revealed that respondents were highly aware of the options like Bank savings, Insurance policies and Post office schemes but barely aware of options like Debentures/Bonds and Equity shares. Respondents finds Agents and advisors most useful source of information regarding various investment options. It was also found in the study that most people only saved 10%-25% from their monthly income. The study concluded that majority of the respondents preferred to save and invest their money in bank savings and post office schemes. It was suggested in this study that people needs to be informed to save and invest their money judiciously and they should be introduced to high return yielding investment options.EnglishThesis