Karwasra, J.C.Mehala, Vinay2016-10-292016-10-292012http://krishikosh.egranth.ac.in/handle/1/82884In the present study Hisar district was selected from western zone of Haryana with the objectives of examine the economic analysis of men and women SHGs. The impact of SHGs on income and employment of beneficiary and the major constrains inhibiting in formation and sustainability of SHGs. From the selected district, a list of SHGs was collected from Haryana Gramin Bank and categorized into two groups i.e. Men SHGs and Women SHGs. The selected sample 30 members were selected each from women SHG and men SHG i.e. total 60 members were selected. In the selected respondents 80 per cent of women SHG members were illiterate and among the men SHGs members 40 per cent had secondary education while 16.66 per cent were illiterate. The women SHGs members were not having any land in their name and working as a agricultural laborers. The members who belong to men SHG groups had an average land holding size of 2 acres including 1.5 acres as leased in land. Dairy farming was the main occupation and adopted by 50 per cent by men and 40 per cent by women SHGs. The fund utilization pattern was found to be more than 90 per cent in all the groups which were working more than past 4 years. In the study area there were 80 per cent were belongs to young age group of 20 to 45 years. The women members had increased their total value of household assets by 47.83 per cent from pre-SHG to post-SHG period and the men members had increased their total value of house hold assets by 36.26 per cent from pre-SHG to post-SHG period. The women member had got an 112 hours per month, whereas the men members had increased 52 hours after became member of SHG. For both women and men SHG members lack of financial support and less money than required were the major problems faced by 90 per cent respondents. For sustainability of SHGs, 93.33 per cent of women members feels need of social empowerment of women in decision making process. The problems faced by the banks were the illiteracy of SHGs worker, lack of coordination among various financial and lack of basic infrastructure facilities for new income generating enterprises.enEconomics, Self help, Selection, Manpower, Byproducts, Economic systems, Livestock, Credit, Savings, AdditivesThesis