Agri Term Loans Availed and Challenges Faced by the Farmers of Bikaner and Bundi District of Rajasthan
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Date
2020
Authors
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Journal ISSN
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Publisher
Swami Keshwanand Rajasthan Agricultural University, Bikaner (Rajasthan) 334006
Abstract
The period of long-term Loan is generally 5 to 20 years or even more in some
special cases. The permanent investment is not only necessary for a particular
industry but even for the country growth and development. Because for
continuity of production and progress of the country. This applies to agriculture
sector also. In Agriculture, long-term investment includes sinking well, land
leveling, fencing and permanent improvements on land purchase of big
machinery like tractor with its attachments including trolleys, establishment of
fruit orchard.
State co-operative agriculture and rural development banks: These banks
operate at state level through their branches in villages. There are many other
items of long-term capital investment. Investment once made in the beginning
continuous to give returns over a long period of time. Fruit orchards particularly
do not give any income in the first 4–5 years like other seasonal crops