Economic performance of agriclinics and agribusiness centres in south india
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Date
2006
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UAS Dharwad
Abstract
The present study made an attempt to assess training needs of agripreneurs, their
profile, model projects undertaken by them, some case studies, problems and suggestions,
extent of loans issued and strategies adopted by the commercial banks under the scheme of
AC and ABCs.
Both primary and secondary information were used in the study. The primary data
was collected from 135 trained agripreneurs scattered throughout South India. Secondary data
was collected from MANAGE, NABARD, SLBCs and respective training institutes.
Appropriate techniques like averages, percentages chi-square test, regression weighted
average, standard deviation and project analysis techniques were used to analyse the data.
The major source of information was found to be friends (74.81%) and information
technology was the major training need of trainees. Around 61.48 per cent of the trainees
were belonged to below age group of 31 and 63 per cent were graduates. Majority of the
agripreneurs (41.00%) undertaken the project of rural marketing dealerships of farm inputs
and outputs. Results of the financial feasibility tests indicated that all the projects under the
study were financially feasible and economically viable except project (4) which might be
due to its service nature. Karnataka was found to be highest in both number of units (203)
financed and amount of loan disbursed (Rs. 1318.64 lakh) which amounts to 74.91 per cent
and 80.57 per cent respectively. All the commercial banks were being followed the strategies
governed by RBI. High rate of interest and lack of subsidy component in the scheme was the
major problem (93.25%) and linking the training institute with financial institutions for loan
sanction was the major suggestion given by the agripreneurs (67.40%).
Although trainees under the scheme of AC and ABCs undergone training most of
them were not successful in starting their AC and ABCs.