ADOPTION BEHAVIOUR OF FARMERS ABOUT PRADHAN MANTRI FASAL BIMA YOJANA
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Date
2019-07-02
Authors
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Dr. Panjabrao Deshmukh Krishi Vidyapeeth, Akola, Maharashtra.
Abstract
The present study entitled "Adoption Behaviour of farmers about Pradhan Mantri Fasal Bima Yojana (PMFBY)” was conducted in Washim district of Maharashtra state. For present study, respondents were selected by using random sampling method. The main objectives of the study were to study the Adoption behaviour of the framers, the constraints faced by the respondents in adoption of scheme by using exploratory design of social research with data were collected by personally interviewing with help of presented and well-structured interview schedule and data were subjected to appropriate statistical analysis. The score was assigned to measure independent and dependent variables and simple per cent was worked out to describe the characteristics of respondents. Coefficient of correlation was worked out to find the relationship between the variables.
The salient findings of the present study revealed that, 62.50 per cent of the respondents belonged to middle age category with high school level education (31.67%), Majority of the respondents i.e. 40.00 per cent had possessed semi medium category of land holding up to 2.01 to 04.00 ha, Majority the respondents i.e. 46.67 per cent had occupation agriculture (Farming). Majority the respondents i.e. 35.00 per cent of respondents annual income had between Rs 100001/- to 150000. Majority (83.33 %) of the farmers belonged to Kharif cropping pattern category Majority, i.e. 72.50 per cent of the respondents had medium level of sources of information, Majority, of the respondents had medium innovativeness (64.17 %), and Majority of the respondents had medium level of risk orientation (67.50%). Majority of the respondents had medium level of knowledge about Pradhan Mantri Fasal Bima Yojana (72.50 %), Majority i.e. 65.83% of the respondents belongs to moderately level of attitude towards Pradhan Mantri Fasal Bima Yojana.
There was selected one variable for study i.e. adoption Behaviour of farmers. This have calculated three components viz, Awareness, Interest and Adoption. Majority of respondents 52.50 per cent medium level of adoption behaviour about Pradhan Mantri Fasal Bima Yojana. As regard awareness had 65.83 per cent of medium level, Majority of respondents of 53.33 per cent had medium category and adoption of Pradhan Mantri Fasal Bima Yojana in soybean crop 52.50 per cent of respondents had high level category.
For relation analysis it was inferred that, the socio-economic communicational and psychological characteristic like Education, farming experience, cropping pattern, innovativeness and knowledge to found positive and significant relationship with adoption behaviour of farmers about Pradhan Mantri Fasal Bima Yojana at 0.05 per cent. Sources of information, Risk orientation and attitude to found positive and significant relationship with adoption behaviour of farmers about Pradhan Mantri Fasal Bima yojana.at 0.01 per cent probability
Majority of respondents constraint faced was 68.33 per cent Unavailability of insurance agent at village level followed by How to measure/ assess loss (65.00 %) Problem of improper reporting in case of losses (60.00 %), Delay in payment of insurance claims (52.50 %), Local government staff not popularizing scheme (45.00 %) and Rate of premium is very high (41.67 %).
Description
The Adoption Behaviour have three components viz Awareness, interest and Adoption of Pradhan Mantri Fasal Bima Yojana. Adoption Behaviour of farmers depends on Education, Cropping Pattern, and Farming Experience, sources of information, Innovativeness, Risk orientation, Knowledge and attitude. The study facilitates in knowing the characteristics of the farmers which adopted this scheme. It has helped to find out the adoption status of Pradhan Mantri Fasal Bima Yojana and constraints faced by the farmers adoption PMFBY. It has given the information about the relationship of Personal, socio-economics, communicational and psychological characteristics of the farmers.
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Citation
Sunil Kumar Meena (2019) Adoption behaviour of farmers about pradhan mantri fasal bima yojana. Department of Extension Education, Dr. Panjabrao Deshmukh Krishi Vidyapeeth, Akola. M. Sc. 2019. Print. xvi, 122p. (Unpublished).