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Chaudhary Charan Singh Haryana Agricultural University, Hisar

Chaudhary Charan Singh Haryana Agricultural University popularly known as HAU, is one of Asia's biggest agricultural universities, located at Hisar in the Indian state of Haryana. It is named after India's seventh Prime Minister, Chaudhary Charan Singh. It is a leader in agricultural research in India and contributed significantly to Green Revolution and White Revolution in India in the 1960s and 70s. It has a very large campus and has several research centres throughout the state. It won the Indian Council of Agricultural Research's Award for the Best Institute in 1997. HAU was initially a campus of Punjab Agricultural University, Ludhiana. After the formation of Haryana in 1966, it became an autonomous institution on February 2, 1970 through a Presidential Ordinance, later ratified as Haryana and Punjab Agricultural Universities Act, 1970, passed by the Lok Sabha on March 29, 1970. A. L. Fletcher, the first Vice-Chancellor of the university, was instrumental in its initial growth.

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Subject: Agricultural Economics × Author: Sanjay × End date: 2022 × Start date: 2020 × Thesis Type: Ph.D ×
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    ThesisItemOpen Access
    An empirical analysis of agricultural credit system in Haryana
    (Chaudhary Charan Singh Haryana Agricultural University hisar, 2022-05) Sanjay; Pannu, R.S
    The present study was carried out to analyze the agricultural credit system of Haryana. A total of 300 farmers selected from 6 villages of three different agro climatic zones were interviewed. Demand supply gap calculations were made for the period 2009-18. It was observed that there was an over-supply of short term credit in Hisar and Karnal zone whereas, deficit was there in Jhajjar zone. Despite skewed distribution, Haryana witnessed an over-supply of short term credit throughout the study period. Of the total credit advanced to the sampled farmers, 17.1% 52.8% and 30.1% was utilized, partially diverted and completely diverted. Short term credit was primarily diverted towards marriage expenses, construction and repair, vehicle purchase, paying land rent, purchase of agricultural machinery and implements. The logistic regression performed to find the factors affecting credit defaults revealed that age area owned, outstanding non-institutional debt affected defaults positively and significantly whereas loan availed frequency, hypothecation/guarantor, family type and account holder before loan affected defaults negatively and significantly. The constraint analysis showed that time taken in sanctioning the loan, complexity of the procedure, excessive file charges, registry charges and managerial discretion affected access to institutional credit. Continuously decreasing profits, divergence towards paying debt, marriage and study expenses were the major reasons of defaults according to. Whereas, lenders found loan waiver promises and willful defaults as prime reasons. Clean record, land holding and off-farm income were major attributes that affected access to non-institutional credit cost of credit and compulsion of selling farm producing same lender or paying a penalty and is to sale were the problems reported by the study regarding non institutional finance