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2009 - 200912010 - 20111
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Author: Amanpreet Kaur × End date: 2011 × Type: Thesis × Thesis Type: M.Sc ×
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    Role of Swaranjayanti Gram Swarozgar Yojana (SGSY) in Socio-economic Development in Rural Punjab
    (Punjab Agricultural University, Ludhiana, 2009) Amanpreet Kaur; Sukhdev Singh
    Among the various rural development programmes initiated by the Indian government in the last six decades, SGSY is one of the latest programme, aimed at providing financial assistance to the needy ones through self-help groups. The present study was designed to assess the role of SGSY programme with the main objectives to find out the contribution of major activities adopted by the beneficiaries in their socio-economic development and to identify factors for success or failure in different adopted ventures. Thirty self-help groups from two blocks of Jalandhar district were selected and four active members of each group were selected for interview constituting 120 respondents in all. The findings of the study revealed that majority of the respondents belonged to the middle age group, scheduled caste, sikh religion, nuclear families, educated up to matriculation and having annual income less than Rs.50,000. Socio-economic profile of the beneficiaries indicated that the benefits of the SGSY programme were going to the deserving ones. VLWs were the main source of information about SGSY programme and help the respondents in formation of SHGs. Saving was the main purpose of joining the group in case of majority of the respondents. A little above half of the respondents faced problems in loan sanctioning procedure. One third of the respondents had bribed to the VLWs, BDO officials and other concerned personnel in different ways. Football making was the major activity started by the SHGs in Jalandhar district. Regarding impact of SGSY, majority of the respondents had more access to the credit facility after joining the SHGs. Dependence on money lenders was reduced to 29 per cent from 91 per cent which indicates towards the positive role of SHGs in rural areas. Forty five per cent of them felt economically independent after joining the group and reduction in indebtedness was also significant. Majority of them started saving ranging between Rs. 200-800 per month. 52.50 per cent of the respondents were able to create assets under SGSY. Though some of the problems such as excessive stress due to dual responsibility, too many formalities in the banking procedure, marketing problems and lack of training were felt by the respondents, yet most were feeling good after joining SGSY. Confidence, decision-making power and risk bearing capacity of the beneficiaries were increased after joining the group.
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    PRODUCT DEVELOPMENT BY USING SELECTED MINOR FIBRES THROUGH WEAVING
    (PAU Ludhiana, 2011) Amanpreet Kaur; Sandeep, Bains
    The present study entitled "Product development by using selected minor fibres through weaving" was carried out in Mansa district. An interview schedule was prepared for collecting data from forty respondents. The results of investigation revealed that majority of the respondents belonged to 25-50 years of age who were illiterate, they belonged to joint families and had a monthly income between Rs.2500-5000. Majority (97.5 percent) of the respondents used waste cotton as minor fibre because it is easily available in the open market. Most of the respondent wove durries in traditional designs by using floral motifs. They created textures using two-types of fibre. Majority used natural fibre for the background and two colours for the motifs. Lattice was the most preferred technique (97 percent) to finish the raw edges. Durrie was the most time consuming article and four craft persons took four days and on each day they wove for four hours to complete a durrie. Out of all the articles the craft persons earned maximum profit from sitter (peedhi). The major problem faced by the respondents were lack of financial assistance and lack of demand for product. Forty four samples were created using minor fibres out of which ten most preferred samples were selected by each judge. Texture made from undyed hemp using twill weave (3/1) was given first rank. Later ten articles were prepared which included bag, purse, tray, belt, slippers, coaster plates, newspaper holder, fan (pakhhi), sitter (peedhi) and file cover. On the basis of fibre suitability, bag and file cover were ranked first by the craft persons and the consumers, respectively. According to the design coaster plates were ranked first both by the craft persons and the consumers. On the basis of colour combinations slippers and coaster plates ranked first by the craft persons and the consumers, respectively. Coaster plates were ranked first both by the craft persons and the consumers according to the overall impact. According to the utility bag and file cover were ranked first by the craft person and the consumers, respectively. Majority of the craft person (57.5 percent) and the consumers (72.5 percent) reported that the quoted price were suitable. Thirty to forty percent can me earned by making innovating articles using minor fibres through weaving.