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    Analytical study of women engaged in income generation activities
    (Punjab Agricultural University, 2022) Monika; Sidhu, Kiranjot
    Present study entitled „Analytical study of Women engaged in Income Generation Activities‟ was conducted to identify the type of income generating activities (IGAs), factors influencing the selection of activity and contributing to success and failure and determine economic and employment generation performance of IGA. Data were collected personally from 200 women who had started IGA and had either continued or discontinued IGA. Largest percentage were young, middle aged, married , matriculate, not members of any organization belonged to nuclear and small families with farming as major source of income. More than half had family income between 100000 - 350000 rupees. Majority were continuers and were sustaining since 8-14 years and were independently functioning. Initial funds were pooled from different sources. Own saving was used by majority and very few took loan from the bank. Largest percentage of continuers were engaged in garment construction and among discontinuers in dairy and processing. Largest percentage of continuers and discontinuers were self-motivated. Low family income and continuity of family IGA were major reasons for starting the IGA. Profitability, previous involvement of family and use of family labor were factors contributed to selection of IGA. Majority of income generating women (IGW) that is 160 earned between 30000-60000 rupees generating 62954 man days of employment. Very few attended formal trainings. Majority of continuers wanted to upscale or continue with the activity. Half of them cited financial independence and enjoyment of being a role model for other as the major reason for it. Unprofitability was major reason to discontinue. Lesser demand, inability to compete, time management and lack of physical support from the family were reasons given by those who had already discontinued. Educational status was negatively and significantly related to duration of sustainability. Higher income from the IGA and number of trainings attended were positively related with duration of sustainability. Employment generation was positively significantly related with family size and percentage of loan returned. It was recommended that women motivated to start IGA should be identified, trained and supported through linkage development with different agencies for managing resources, marketing and other aspects in which women lack desired level of competencies.