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Subject: Family Resource Management × End date: 2022 × Start date: 2022 × Thesis Type: Ph.D ×
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    ThesisItemOpen Access
    Study on green consumerism towards sustainable development
    (CCSHAU, Hisar, 2022-12) Santosh Kumari; Dua, Kavita
    Green consumer is environmentally and socially conscious and very concerned about the environment and, therefore, only purchases products that are environmentally-friendly or eco-friendly. The present study was conducted in two districts of Haryana state i.e. Hisar and Bhiwani. Two blocks from each district were randomly selected. Further, 75 respondents from each village was selected randomly. Thus, total 4 villages were selected to conduct the study thus making total sample size of 300 respondents for objective 1. For objectives 3twenty five respondents having low pre-exposure knowledge and also who were willing to attend the trainings were purposively selected from each village. Thus, total respondents were 100 (25 from each village). Knowledge was imparted to 100 respondents by imparting trainings through lecture-cum-demonstration and through multimedia (booklet, leaflet, poster and videos) prepared by the researcher. After a period of one month, impact of trainings on these 100 respondents was assessed in terms of gain in knowledge. A well structured and pretested interview schedule was developed according to the objectives of the study. It was found that majority of respondents regarding socio economic status showed that 43.0% of respondents belong from upper middle class. Maximum of respondents (44.7.3%) had medium family education status. This shows that more than half (51.2%) of the respondents had overall low knowledge and awareness at pre-exposure stage. Majority of respondents did not follow the eco friendly practices while purchase products at pre exposure stage. The results show that highly significant gain in knowledge was observed in all the respondents regarding all aspects of green consumerism at post exposure stage and highly gain in knowledge was found in awareness about ordinary products responsible for environmental degradation (9.76) and eco friendly home appliances (12.82). Positive correlation was found in all independent variables at 1% level of significant with gain in knowledge.
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    ThesisItemOpen Access
    Financial Literacy: Determinants and Implications in Financial Well-Being of Elderly
    (Chaudhary Charan Singh Haryana Agricultural University hisar, 2022-07) Kavita Rani; Kiran Singh
    In recent years, financial literacy has become a major area of concern in India. People at large lack basic knowledge about financial matters concerned with day-to-day money management and saving for long term. Keeping in mind concern for elderly, the present study was conducted in two phases. The study was conducted in three districts i.e. Hisar, Fatehabad and Karnal of Haryana state. Further, five localities from each district were selected randomly and equal number of elderly people (150 from each district) in the age group of above 55 years of age, thus comprising of 450 elderly for Phase I. Out of 450 elderly, 140 were found to have low level of financial literacy and subjected further for financial education in Phase-II. Results revealed that majority of (61.33%) were having 55-65 years of age, were male (72.00%), graduated (37.11%), retired (56.44%) and had monthly income between 20,000-50,000. Living arrangement mostly (34.67%) was with spouse and family. All had saving accounts and even two third of them had 3-4 saving accounts. Google pay was found to be more in usage (46.00%) and majority (44.89%) availed Senior Citizen Saving Scheme. The male respondents (68.83%) had medium level of financial literacy in comparison to female respondents (22.22%). Financial literacy showed highly significant association with age, education, occupation, monthly income, assets and liabilities (p<0.01). Mostly male respondents (73.46%) had medium level of financial well-being on the contrary female respondents (38.89%). Majority of the respondent‟s primary short-term goal was paying for the property tax (MS 1.91) and in long-term goal was large estate for children (MS 1.70). The study further unveils that more number of the elderly had medium level of financial stress and prefer to discuss and take money from family as a adaptive coping strategies to relieve stress (MS 2.46). Highly significant difference was seen in financial literacy in male and female respondents in all the districts. The results found that highly significant association of financial stress with age, family type, family size, and occupation (p<0.01). Living arrangement were found to be highly significant associated with financial literacy (χ2=20.17**), financial well-being (χ2=23.46**) and financial stress (χ2=25.55**). Correlation of financial literacy with financial well-being was found to be positively significant. Financial stress showed high negative significant correlation with financial literacy and financial well-being in elderly from all districts. In Hisar district female respondents (Z=4.37**) found that maximum gain in knowledge in comparison to male respondents (Z=2.22*) after media mix approach.